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I was making a level of money that I'd never had before because I was so young and unfortunately, I was not very wise with my money at all. I took out every loan you could possibly take and had credit card debt, car payments, and furniture payments

Let's fast forward to when I was 18 years old. I can remember my parents always saying, "If you guys want a car, we're not going to co-sign." I never asked them to co-sign, as there was a standard in our home.